Enjoy time together. Split the costs with ease.
From shared meals to trips away, keep every expense clear.
Free · No account needed
Whoever pays first gets their fair share.
Log expenses and split each person’s share. Chitipay keeps balances clear for everyone to check.
Log an expense
Add who paid, the amount and everyone sharing it.
Let us do the maths
Chitipay calculates each share and shows who pays whom.
Settle up easily
Transfer using the suggestions, then export the result for everyone to check.
Keep shared costs clear. Keep the good times going.
From shared meals to trips away, Chitipay helps friends, families and colleagues split costs clearly.
Splitting over chat always leaves someone short
Everyone fronts something. Everyone remembers what they paid, and nobody remembers what they still owe.
Bình paid the bus, An booked the hotel, Dung covered meals. By the end nobody has the full list.
Every expense is one line: who paid, how much, who shares it. Each balance updates immediately.
Working it out in a spreadsheet or on paper, a few thousand đồng off and the argument starts.
Balances always add up to exactly zero. A one-thousand-dong gap shows up right away, no arguing.
Reminding people feels awkward. Not reminding them means it gets forgotten.
In the app, VietQR prefills bank transfer details. Record payments to see what has been settled.
One collector. One transfer each.
In the app, choose a representative to track transfers in a collection session.
Original balances stay unchanged, so every expense remains easy to audit.
A fuller shared ledger in the app
Keep ongoing expenses, track payments, and save your group ledger. The app is currently in beta.
Money lands in the right account
Save your receiving account once. When suitable bank details are available and the amount is under the NAPAS FastFund 247 limit, a VietQR code is ready for your bank app, with the amount and note prefilled.
Keep track of completed payments
Settlement plans let the payer mark a payment and the receiver confirm it. Collection sessions record transfers and show when they are done.
Split by household, not only by person
One member can stand for a family of two or three. Shares are counted per person, settlement stays per member.
Back up before moving to a new phone
Link an account and back up first. Groups kept only on the old device do not move automatically.
Clean exports to keep
PDF, Excel or CSV with no watermark, covering expenses, balances and the payment plan.
Also included: Group fund and fund holder · Receipt photos on expenses · Who added, edited or deleted what · Archive finished groups · Leave and rejoin with history intact · In-app notifications when the group changes.
Trips, meals, shared homes, group funds
Every group has one person who keeps fronting the money. This is for them.
Core expense splitting is free.
The beta app includes groups, expenses, settlement, VietQR, and backup. The web tool calculates and exports a quick split.
Where your data lives
Core stays local
Groups, expenses, and balances run directly on your device.
Sync on your terms
Link an account only when you want backup or multiple devices.
Transparent about measurement
The app does not collect your location or contacts. The website may measure interactions when analytics is enabled.
We do not sell your data
No ads and no monetizing your expense ledger.
Before you start
Settle the costs. Plan the next good time.
Free. No account or app installation needed.
Split expenses on the webGet the beta link when the app lands on iOS and Android
Chitipay is in a closed beta. Leave your email and we send the build as soon as it is ready, and nothing else.
Tips for splitting group costs clearly
Guides on splitting fairly for trips, meals, and shared homes.